Friday, August 31, 2012

Union membership down, income inequality up

The decline of union membership has been a key driver of income inequality in recent decades, a new report found.

The drop in unionization accounts for roughly a third of the growth in wage inequality among men and a fifth among women between 1973 and 2007, according to the left-leaning Economic Policy Institute.

The share of the workforce represented by unions declined from 26.7% in 1973 to 13.1% in 2011. This contributed to the increase in inequality by lowering wages for middle class workers, according to EPI.

A non-partisan Congressional Budget Office report last year showed that the average household income for the nation's top 1% more than tripled, while middle-class incomes grew by less than 40% between 1979 to 2007.

The pullback in unionization has also been a primary cause of the growing wage gap between white- and blue-collar men, as well as between college-educated and high school-educated men.

"Unions reduce wage inequalities because they raise wages more at the bottom and in the middle of the wage scale than at the top," said Lawrence Mishel, EPI's president.

Declining unionization has hurt men more than women because men were more likely to have been in unions in their heyday.

Union workers are paid a premium of 13.6% thanks to their collective bargaining contracts, according to EPI.

Blacks and Hispanics enjoy premiums of 17.3% and 23.1%, respectively, while whites have a 10.9% bump. Men see a 17.3% premium and women 9.1%.

This advantage is calculated by comparing hourly wages between union and non-union workers who are otherwise comparable in terms of experience, education, industry and other factors.

Source: http://economy.money.cnn.com/2012/08/30/unions-income-inequality/?section=money_news_economy

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Google Now updated with support for movie showtimes, public alerts and sports

Google Now Android Update

Google (GOOG) on Wednesday updated its Android Search app with some extra goodies for?Google Now. The new version adds support for movie theaters, public alerts, enhanced sports information and it now reorganizes Korean. Google Now can be set to display a card that includes movie showtimes based on how a user searches or even if the smartphone is near a theater. The new public alerts card will be displayed during emergencies, and will include information and warnings regarding storms, earthquakes and more. Google previously would supply sports information based on earlier searches, however with the enhanced sports card, users can now manually input their favorite teams to receive scores and updates. The latest version of Google Now is included in the Google Search app, which is available now on the Play Store for users running Android 4.1 Jelly Bean.

Read

Dan joins the BGR team as the Android Editor, covering all things relating to Google?s premiere operating system. When he isn?t testing the latest devices or apps, he can be found enjoying the New York City nightlife.

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Source: http://feedproxy.google.com/~r/TheBoyGeniusReport/~3/P4lF0EPYnOE/

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Home Equity Loan Vancouver Residents Can Benefit From | Urban ...

Owning a house for the first time can bring a lot of joy. The desire may be realized through the services offered by lenders. You can approach home equity loan Vancouver agents in order to find out the conditions you will have to fulfill before you qualify for financial assistance. Commercial mortgage might be an excellent program to potential asset owners.

Intelligent shopping is necessary if you wish to get money at a cheaper rate. You should also remember that the credit rating will be used to find out whether the application you have made can go through. In this regard, a broker will help you to prepare your papers so that they are not rejected. If you realize that the banks are becoming too tough on your case, the option is to try online lenders.

A customer needs to consider certain factors before he can agree to sign property transfer documents. The buyer has to locate the companies that are able to offer money at an affordable rate. Many people may prefer established banks but you must note that the conditions specified by these institutions are so tough. A limit on the amount of money you can borrow might put your plan in disarray.

Most banking institutions have a strict financial limit on the asset people applying for money might buy. It is advisable not to use your first time cash hand out to buy an expensive piece of real estate. The first huddle that you will have to overcome is seeking the services of your banker and working out the mortgage program that is suitable to your needs.

You may choose the interest only policy. In this program, the potential home owner has to make a regular monthly payment for a specified duration. These contributions will only cover the interests. Homes for sale may attract different servicing options depending on the location and the type of material used for construction.

It is also good to fully understand the manner in which the monthly contributions are calculated before the financing terms are agreed to. The numerous clauses that explain how the repayments are done should be read with caution. Always be sure that there are no hidden contributions that will be burdensome in future.

Immediately customers have been shown suitable property, they might want to check if the physical status is prefect. An inspection of the roofs, walls and foundation should be carried out. If minor repairs are needed, some little cash can be used to take care of such concerns. A negotiator might be engaged to interpreter the conditions on your behalf. When the customer is satisfied with the conditions, he will give the go ahead for the finances to be put into his bank account.

Always seek advice the legal process to follow when property is being transferred. Home equity loan Vancouver providers are the best partners as you carry out the process since they have been in the housing business for a long time. By working with experienced brokers, you will get information about the companies that can offer low interest rates.

Get more details about the steps to get a home equity loan more easily when you visit www.pioneerwest.ca today. Learn about the skilled professionals who can provide valuable information about your loan options at http://www.pioneerwest.ca now.

Source: http://www.umant.org/real-estate/home-equity-loan-vancouver-residents-can-benefit-from/

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28khz supersonic skin - Fitness equipment Classifieds

Free Classifieds Health & Fitness Fitness Equipment


Introductions

1.The ultrasonic skin beauty instrument is one of the best instruments of many beauty instruments,which is extensively used in the beauty industry and is ture that has the obvious effect on the face beauty and nursing.This instrument adopts the ultrasonic energy conversion to transform the 25000 times one second electric vibrant wave into the 25000 time one second ultrasonic mechanical vibration with the help of the ultrasonic energy conversion equipment.This energy that is given off by the ultrasonic vibration can obviously peretrate the human body,motivate the deep organization cells under the epidermis excited, produce the warm and heat effect on the facial muscle,activate the skin fiber,improve the loose skin and dispel the wrinkles.The ultrasonic energy can produce an instant strong impulse force with the help of the atomization delivery of the media,which can leanse the dirt of the pore immediately,dispel the acne of the pore,whelk,black fleck without any pain,so that it can shine and whiten the skin ,recover its elasticity.

2.Ultrasonic. Ultrasonic utilizes sonic vibrations; it works one million times per second (1 MHz). The ultrasonic wave could stimulate skin tissue and improve permeability of the membrane to promoted collagen tissue, reduced wrinkle and invisible appeared fine line, also lift the skin result for younger and healthy look.

3.Super Skin Scrubber. Super Skin Scrubber is a superior beauty instrument of the same kinds. It employs a variety of currents, to produce vibrations with a frequency of 28000 times per second. It provides the ability to penetrate skins and activate pores underneath. Moderate usage of ultrasound, accompany with suitable emulsion or gel can eliminate pigmentation, wrinkle, acne, dead skin and dirt, making the skin shining and elastic.

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Ad Listed On: Aug 28, 2012

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Source: http://www.adjingo.com/fitness-equipment/free-ads-118616.html

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Thursday, August 30, 2012

Google+ ready for business with IT-friendly bells and whistles ...

Google is rolling out business-friendly features for its Google+ social networking service. That paves the way for a paid-version next year or beyond and escalates the battle between Google and Microsoft for the corporate desktop.

Google is now pushing its Google+ social networking platform as part of its?business-focused software. That should come as no surprise. It?s been apparent for months that Google was linking Google+ to everything and tightening ties between its social network?and the Google Apps suite of word processing, spreadsheet, and presentation applications.

As of Wednesday, the company launched a set of new features for business users and is previewing them for Google Apps customers. Use of the features will be free through the end of next year, according to the Google Enterprise Blog.

There are the usual nods to IT. Administrators can now set company?defaults for post restrictions?and?enable restricted Hangouts?to facilitate private company-only meetings.

And Google Apps users will now get more control over the content they put on Google+. They can mark some posts as ?restricted? which means they will remain private to the user?s organization and cannot be shared outside. And, Google Hangout video meetings are integrated with Gmail, Google Calendar and Google Docs.

Google Apps, the company?s response to the Microsoft Office juggernaut, used to be perceived as a lightweight among business users, but it has gotten considerable traction and has forced Microsoft to respond with Office 365. ?Companies like Backupify are banking big that Google Apps momentum will continue ? offering ancillary services to the product.

Small companies and startups like the low price of Google+ and especially its Google Hangouts, which enables up to 10 people to video chat easily. Hangouts poses a challenge to Skype, which?Microsoft bought last year and is busily tying it into its Office franchise.?It?s also a way for Google to differentate Google+, which has met mixed reviews, from Facebook which has much less a business focus.

The fact that Google is touting Google+ for business users means that it will eventually start charging for the service, just as it morphed the freebie Google Apps into a commercial offering.

Source: http://gigaom.com/cloud/google-ready-for-business-with-it-friendly-bells-and-whistles/

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House Personal computers & Technology Web Web site design

webhostsumptuose0z Posted by webhostsumptuose0z on 2 hours ago

Home Computers & Technology Web Web site design

There are advantages and disadvantages to be able to free website hosting. Along with each and every item out there in the world, often there is a pro along with a minus. Free website hosting would mean it would be entirely. Web sites of this nature could have to be considered as a way of understanding and getting used to developing one particular. Being directly into website building, it is often an experience studying the totally free hosting but because earlier stated, there are pros and cons towards the matter available.

The consOne major disadvantage would have to perform with lacking plenty of space to do business with. If you are attempting to opt for possess a lot of multimedia materials, after that rather genuinely, it?s not the one to look along with. It might need to be managed in an exterior accounts that would not interfere with the bandwidth of the web site. Talking about bandwidth, which is another problem with free website hosting. You only obtain a great deal room to get a web site and also add to that, not a lot to help keep it jogging. It might be strongly suggested not to have too much multimedia substance because it might cause the web page to regularly end up being lower. The other con might have more related to the easy truth of getting plenty of advertisements. This provides the cost that is compensated in order to handle this. When you will find extreme amounts of ads, it can obtain instead frustrating. Having dealt with free web site hosts, you can find advertisements that are presently there and cannot be created away in the code. They are right now there automatically and it has much more related to not really spending money on the actual number but that?s only the way it is for the reason that sense. The particular prosThe just professional that would exist might be a good studying experience. Consider it, a small web site could possibly be the start associated with really getting the hang of how to put together a website. Naturally , additionally there is the amount that is mentioned in order to be free.

If you are not really building a major web site and do not have the money, after that search for a free hosting company which will be everything that would be needed. With regards to the overall feeling, it will not be suggested if you intend to get a large amount of multimedia. It really is okay for studying reasons and also to understand how to gather a website on the internet but not for the feeling of building a business or perhaps something bigger than that depending upon your current wish. When anything at all, just be certain do you know what you are going for in that respect and look about regarding hosting to see exactly what greatest fits your requirements.

There are many web hosting service companies available on the web, each since totally free and compensated alternatives, which can make your choice to select a suitable web hosting service supplier for your web site a difficult job. Since difficult as it might appear, such choices should be used significantly to avoid disappointment as well as problems later on. This kind of problems may cause you to definitely have got head aches, anxiety and be up for numerous later times. Therefore, it is important for me to be able to outline in this post the difference among free and compensated hosting solutions.

Costs will be probably the most appealing components of any item which includes the internet. However , we all know that not all you obtain free of charge is actually fine. To be realistic you receive that which you buy. In this case totally free web hosting is really a completely free services and noises great, especially if you are generally on a tight budget and also new on the internet. Still you might want to read the conditions and terms that use as free hosting might minimize several features that may have an effect on facets of your website in which you might not keep in mind. Paid hosting usually cost between $5 to be able to $30 for each moth depending on the hosting service provider and the features you choose to include in the routine. Velocity

Speed relates to the bandwidth of your hosting company. The greater bandwidth on your current plan the actual faster your site can load and the more visitors your website can handle at the once. Free of charge hosting solutions are most likely to minimize the amount of bandwidth accessible to you. Additionally they might ask you for should you review the particular limit. Paid web hosting solutions typically permit more bandwidth; incidents where present you with limitless bandwidth, an advantage if you wish to grow your website with a satisfaction. Room

The quantity of internet area you utilize to suit your needs web site is also another important aspect to consider. You need to think about just how much room the documents for the site requires. Generally speaking, the average website having a couple of images as well as pages would need a maximum of 100MB, an online store with lots of images or perhaps a website which stocks video clips will require a lot more than this. Free hosting webpage usually present you with less internet space compared to paid hosting solutions. A few paid services offer you limitless web room. Yet again this really is good for an individual if you wish to increase your website. Performance:

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Source: http://www.flippingpad.com/profiles/22919-webhostsumptuose0z/blogs/29704-house-personal-computers-technology-web-web-site-design

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Wednesday, August 29, 2012

Focus on the Family Community: Unique Parenting Challenges ...

Currently Being Moderated

Aug 29, 2012 6:53 PM

Our daughter was diagnosed with bipolar when she was 13, and we have been able to handle things up until about 3 years ago.? Over the past year, these issues have gotten worse to the point that we had to make the decission to kick her out and obtain temporary custody of her 2 young children.? This was a very difficult decision, however we really had no choice as she was making poor decisions that were having an inpack on the kids and would verbally abuse us adn threaten us.? We have given her chances but she never follows through and projects all her trouble onto us.? We know we did the right thing but have guilt feelings.? Would love to just have her come back home but that would not change anything and we would again be enabling her, which we can not do anymore.? She tells us to not contact her, however when she wants something she texts us, i have not been responding as I feel that she has made her choices and needs to figure things out on her own, as hard as it is for me to not just jump in the car and help her.? Has anyone else been in this situation and how do you deal with the dailey feelings and thoughts.

Source: http://www.focusonlinecommunities.com/thread/24979

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How Does Realtor Representation Work? | REALTOR.com? Blogs

questions

Q: In the state of Tennessee, I am selling a house. The 6% commission will be split between my listing agent and the agent for the buyer. Is not the agent for the buyer obligated to protect and promote my, the seller?s, interest since I, the buyer, am paying them a commission?
?TN Seller, Bartlett, TN

A: The listing agent has your best interest at heart. However, the buyer?s agent has the fiduciary duty to promote the buyer?s best interest first and foremost. Whether you, the seller, pay the commission is not relevant ? remember that you have a contract (listing agreement) with the listing agent (who in turn shares commissions paid with the buyer?s agent as per their cooperative agreement). Best of luck with your sale.
Alex Cortez is a Realtor? with Wailea Village Properties LLC dba/Island Sotheby?s in Kihei, HI.

Are you interested in having a qualified REALTOR answer your questions? Click through to Ask a REALTOR? now.

Are you a REALTOR who would like to answer consumer questions? Click through to become an Ask a REALTOR? participant.

Related posts:

  1. What Does Exclusive Mean On An MLS Listing Sheet?
  2. Who Pays The Realtor Fee If The Buyer And Seller Use The Same Realtor?
  3. If I Sell To My Tenant Who Is A Realtor Will I Owe Commission?
  4. How Is A Realtor Paid When Buying A Home From A Builder?
  5. If Our Realtor Is Selling Our Home But Also The Listing Realtor For The New Home We Are Buying Do We Have To Pay Him Twice?

Source: http://www.realtor.com/blogs/2012/08/28/how-does-realtor-representation-work/

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The Rebirth of Recess

Illustration by Alex Eben Meyer.

Illustration by Alex Eben Meyer.

Every schoolchild who?s ever squirmed in his seat, anxious for recess to arrive, can sympathize with students in Chicago. This year, many public schools in that city are scheduled to have recess for the first time in three decades. Chicago?s long recess drought isn?t unusual. Even before No Child Left Behind, recess was an endangered species. Since NCLB, every minute of the school day has been scrutinized for its instructional value?and recess, a break from instruction, often didn?t survive the scrutiny. It was, by definition, a waste of time.

But while administrators were trying to get rid of recess, academics were studying it?that is, they were studying the time when children weren?t studying. The new science of recess says that recess isn?t a waste of time at all. ?Having recess is much, much, much better than not having recess,? says Anthony Pellegrini, a professor of educational psychology at the University of Minnesota who?s written extensively on the subject. ?That?s unequivocal, I feel. That?s a no-brainer.? That?s good news for children in Chicago squirming in their seats. But what does recess look like when no schoolchild has ever had it before?

It?s an ironic turn of events: For years, schools have been getting rid of recess to spend more time on math and reading. It is notoriously hard to get reliable numbers on recess?recess policies vary from year to year, school to school, even classroom to classroom?but numerous surveys have found recess time declining. That?s especially true in poorer school districts, where test scores are frequently low and principals panicked. The numbers show a clear trend: The more minority students a school has, and the lower the income level of their parents, the less time allotted for recess?nearly half of poor children go all day without it. They don?t even have anywhere to have it: In Chicago, nearly 100 elementary and middle schools have no playgrounds at all. (The American Association of Pediatrics recently issued an impassioned statement on the ?play deprivation? experienced by children in poverty.)

The arguments against recess are simple and no-nonsense, especially for these schools: What?you want the kids to play kickball when they?re failing math? When the Atlanta public schools got rid of recess, its superintendent famously said, ?We are intent on improving academic performance. You don't do that by having kids hanging on the monkey bars."

These arguments work, Pellegrini says, ?because attacking recess has got this sort of intuitive feel: If you give kids more time doing something, they?ll do better in school. When in fact the opposite is probably the case.? Repeated studies have shown that when recess is delayed, children pay less and less attention. They are more focused on days when they have recess. A major study in Pediatrics found that children with more than 15 minutes of recess a day were far better behaved in class than children who had shorter recess breaks or none at all.

They?ll get more out of class, too: Children seem to learn more efficiently when information is spaced out?when it is distributed over time. It?s been widely documented that the brain needs a break. High-performing East Asian schools have famously long school days?but much of the extra time is taken up by recess, not instruction. Which might be why recess is now back, even in places like Atlanta (although it is squeezed for time).

Despite the cognitive and social benefits of recess, principals still hate it: In the scholarship on recess, they inevitably describe their recess periods as total chaos. In Chicago, recess has been out of the schools so long that principals are nervous about having it back.

Source: http://feeds.slate.com/click.phdo?i=fa3b16023207dbb729b3de2c5273b8bf

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Tuesday, August 28, 2012

Work Less to Get More Done [Productivity]

Work Less to Get More DoneWriter Scott Young uses the two-list productivity method: one lists what you need to get done that day, the other focuses on the rest of the week. If you can't accomplish everything on the "today" list, you're probably taking on too much and need to adjust. Sounds simple, right? But for some of us, taking on less can be quite a challenge.

For several years now I've used a productivity trick called weekly/daily goals. I've written about it many times before, but the gist is simple:

You keep two to-do lists, one for the day and one for the week. As the week goes by, move items from your weekly to daily list. When working, only focus on the daily list. When it's done, you're finished for the day. The power of this method is that it forces you to not work on certain things. You avoid the infinite to-do list syndrome of constantly procrastinating because it feels too hard to get started. Despite its simplicity, I get a lot of emails with a common implementation problem. A typical email exchange goes like this:

"Hey Scott, I really like the weekly/daily goals, but I have a problem. No matter how hard I try, I can never get everything done on my daily list! I can only get about half of it done before I give up. What should I do to finish my daily goals?"

To me the answer is obvious?if you aren't ever finishing your daily goals, it probably means you're putting too much on your plate. Set fewer goals and actually finish them. Easy, right? Unfortunately, almost nobody takes my advice! They claim that they have to get that work done, so they can't possibly set a smaller to-do list. Instead, of setting smaller goals, they continue creating to-do lists they can't possibly finish.

You Work Less Than You Think

The template rebuttal to my "work less" argument is insane. If they can't possibly set a smaller to-do list, but only end up accomplishing half of it, then it doesn't really matter how big the list is. Nobody cares how much work you intended to accomplish, only how much you actually finished.

This tendency to grossly overestimate your ability to get work done in the short-term is a common one. Even productivity authors aren't immune. Cal Newport posted his dismay at his meager total of hours devoted to his most important research tasks.

I'm not immune to this either. I think a difference between people like Cal and myself and most isn't that we have a magical ability to get more done, but that we actually take the time to measure our input. I've done enough timelogs to know how much time I waste.

The average person, who has never meticulously tracked work for several days, more often reacts to failing at a particular to-do list, not by scaling down their ambitions, but, ironically, by adding more work to next day's list.

Why You Should Plan to Work Less

Goals only work if they motivate achievable action. Zig Ziglar used to say goals should be out of reach, not out of sight. If you're not succeeding your daily goals lists at least half the time, you're not stretching yourself, you're just wasting time.

In the spirit of this, I offer two propositions:

1. We should endeavor to know, honestly, how much time we spend working and how much we actually accomplish. Doing a timelog is easier than ever now that there are services which track it for you.

2. Once we know how we actually spend our working time, we should try to incrementally improve it and not pretend that we'll be superheroes tomorrow.

If you do a timelog and discover you're only working four hours a day (which is very common) the appropriate reaction isn't to immediately convince yourself you'll start working eight hours, but to make incremental shifts. Try five or six hours and log yourself again in a couple weeks to see if you've made improvements.

Why Take Small Steps?

When your self-image, especially the idealized self-image that plans your work out, doesn't match who you actually are, you become less efficient. I can say, after having done a mix of both for years, that the days I set a small, but achievable list are my most productive.

Unfortunately if you're under the impression you're capable of working 8 hours straight, but your timelog reveals you're only working two, then planning becomes meaningless.

Of course, we also remember the one day we set a large to-do list and actually did finish it. This is misleading because you can always accomplish more by temporarily kicking yourself into overdrive. But this drains you, so it's rarely sustainable for more than a week or two. The goal should be to raise your baseline level of productivity.

How to Implement this Advice and Start Getting More Done

First, do a timelog. I've always used pencil and paper, but if you're more tech-savvy than myself, there's plenty of apps for recording your time spent. Doing a timelog is a pain in the ass, but it's essential if you want to know what's a reasonable benchmark for how you should spend your time.

An alternative to a timelog is to record the tasks you actually accomplish on any given day. This is a less reliable metric because task-completion is more variable than time spent, but if you do it for a longer period of time, you can get a good idea of how much you can accomplish on a typical day.

Second, set your productivity standard to be only somewhat above your current average. If you're getting done four hours, try five or six. If you're completing eight tasks, try 10 or 12.

Third, keep this standard for a full month, before going back and seeing if your productivity improved during the time period. A month is a good amount of time because anything less tends to get distorted because of the motivation burst when setting a goal.

Finally, if you're still not meeting your goals, ratchet it up another 25-50%. By doing this incrementally you can eventually reach higher levels of productivity. Eventually this tapers off and it gets harder and harder to work more without sacrificing energy or efficiency, but a lot of the early gains come from simply reorganizing your time and wasting it less, not by working longer.

If you're serious about getting more done, here's a summary:

  • Do a timelog for a few days, or a detailed record-keeping of your daily goals over a few weeks.
  • Set a goal to increase your work accomplished by 25%.
  • Come back in a month and measure yourself, if you've improved, you can try again or simply aim to maintain your productivity levels.

Hopefully this approach can stop the nonsense of planning for a 10-hour day when you're only actually completing 3 hours. Getting things done doesn't require working more, but working smarter. How can you work smarter, if you don't even know how you're working right now?

Work Less to Get More Done | Scott H. Young


Scott Young is a blogger currently trying to learn MIT's 4-year computer science curriculum over 12 months, without taking classes. Sign up here to get a free rapid learning ebook.

Image remixed from 89 Studio (Shutterstock).

Want to see your work on Lifehacker? Email Tessa.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/z-1i-EQxg9E/work-less-to-get-more-done

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Probiotics For Women - Natural Health For Her | Women's Health


Health and Fitness | Women's Health | * Written by Drake Smith | Monday, 27 August 2012 01:27 | Word Count: 470

Probiotics for women are designed to help offer health support in many different ways. There are a lot of different natural supplements on the market and as more people are trying to find natural health solutions they are turning to probiotics and other types of products. If you are considering probiotics for your health needs, you have a lot of different options to choose from. You do have to take the time to figure out exactly what you need and what different health supplements offer, as well. Explore probiotics for Candida today.

Best Probiotics For Women

Finding the best probiotics for women is going to take a little time and energy. With so many different options today, it will be easy for you to find everything that you are looking for. Explore different products and their quality. Also, check companies and their reputations so that you can make sure that you're buying the best probiotics that are available. With so many different probiotics, women are going to be able to get a lot of health support for their lifestyles, no matter what they need.

Women's Health Issues

Women's health issues are serious business. Keeping your body in balance is going to give you a chance to enjoy more of your life. Your health is important and you have to make sure that you take care of yourself. Taking things like probiotics can be a great way to get the health support that you deserve, no matter what you have in mind. Probiotics for women are designed to give you plenty of health support for your body, including for digestion, vaginal health, and more. Use the resources online so that you can get more out of your investment by learning about probiotics and what they can do for you.

Natural Remedies For Your Health

Using natural remedies for your health is going to give you the chance to get everything that you need without the hassles and risks of chemical medications. You should talk to your doctor about probiotics and figure out exactly what you are looking for. With so much to choose from, there will be solutions out there for just about any issue that you have. Probiotics and natural health supplements aren't the only option but they certainly offer you a better way to get relief from health issues and support your overall health, no matter what you have in mind.

Under Section 5 of DSHEA, the content material within this article or webpage is for consumer and educational purposes only. *These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure, or prevent any disease.

Drake Smith frequently explores topics on probiotics for yeast infection including yeast infection remedies and more. Check out the rest of his articles on prebiotics, probiotics, and natural supplements. Find out how.

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Nevada: Laughlin Nevada Trips


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Source: http://jlntudosobrefutebol.blogspot.com/2012/08/laughlin-nevada-trips.html

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Monday, August 27, 2012

'Cyborg' Tissues: Merging engineered human tissues with bio-compatible nanoscale wires

ScienceDaily (Aug. 26, 2012) ? Harvard scientists have, for the first, time created a type of "cyborg" tissue by embedding a three-dimensional network of functional, bio-compatible nanoscale wires into engineered human tissues.

As described in a paper published August 26 in Nature Materials, a multi-institutional research team led by Charles M. Lieber, the Mark Hyman, Jr. Professor of Chemistry at Harvard and Daniel Kohane, a Harvard Medical School professor in the Department of Anesthesia at Children's Hospital Boston developed a system for creating nanoscale "scaffolds" which could be seeded with cells which later grew into tissue.

Also contributing to the work were Robert Langer, from the Koch Institute at the Massachusetts Institute of Technology, and Zhigang Suo, the Allen E. and Marilyn M. Puckett Professor of Mechanics and Materials at Harvard's School of Engineering and Applied Sciences.

"The current methods we have for monitoring or interacting with living systems are limited," said Lieber. "We can use electrodes to measure activity in cells or tissue, but that damages them. With this technology, for the first time, we can work at the same scale as the unit of biological system without interrupting it. Ultimately, this is about merging tissue with electronics in a way that it becomes difficult to determine where the tissue ends and the electronics begin."

The research addresses a concern that has long been associated with work on bioengineered tissue -- how to create systems capable of sensing chemical or electrical changes in the tissue after it has been grown and implanted. The system might also represent a solution to researchers' struggles in developing methods to directly stimulate engineered tissues and measure cellular reactions.

"In the body, the autonomic nervous system keeps track of pH, chemistry, oxygen and other factors, and triggers responses as needed," Kohane explained. "We need to be able to mimic the kind of intrinsic feedback loops the body has evolved in order to maintain fine control at the cellular and tissue level."

Using the autonomic nervous system as inspiration, Bozhi Tian, a former doctoral student under Lieber and former postdoctoral fellow in the Kohane and Langer labs, and collaborator Jia Liu worked in Lieber's lab at Harvard to build mesh-like networks of nanoscale silicon wires -- about 30 -- 80 nm in diameter -- shaped like flat planes or in a reticular conformation.

The process of building the networks, Lieber said, is similar to that used to etch microchips.

Beginning with a two-dimensional substrate, researchers laid out a mesh of organic polymer around nanoscale wires, which serve as the critical nanoscale sensing elements. Nanoscale electrodes, which connect the nanowire elements, were then built within the mesh to enable nanowire transistors to measure the activity in cells without damaging them. Once complete, the substrate was dissolved, leaving researchers with a net-like sponge or a mesh that can be folded or rolled into a host of three dimensional shapes.

Once complete, the networks were porous enough to allow the team to seed them with cells and encourage those cells to grow in 3D cultures.

"Previous efforts to create bioengineered sensing networks have focused on two-dimensional layouts, where culture cells grow on top of electronic components, or on conformal layouts where probes are placed on tissue surfaces," said Tian. "It is desirable to have an accurate picture of cellular behavior within the 3D structure of a tissue, and it is also important to have nanoscale probes to avoid disruption of either cellular or tissue architecture."

Using heart and nerve cells, the team successfully engineered tissues containing embedded nanoscale networks without affecting the cells' viability or activity. Using the embedded devices, they were able to detect electrical signals generated by cells deep within the tissue, and to measure changes in those signals in response to cardio- or neuro-stimulating drugs.

Researchers were also able to construct bioengineered blood vessels, and used the embedded technology to measure pH changes -- as would be seen in response to inflammation, ischemia and other biochemical or cellular environments -- both inside and outside the vessels.

Though a number of potential applications exist for the technology, the most near-term use, Lieber said, may come from the pharmaceutical industry, where researchers could use the technology to more precisely study how newly-developed drugs act in three dimensional tissues, rather than thin layers of cultured cells. The system might also one day be used to monitor changes inside the body and react accordingly, whether through electrical stimulation or the release of a drug.

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Story Source:

The above story is reprinted from materials provided by Harvard University.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Bozhi Tian, Jia Liu, Tal Dvir, Lihua Jin, Jonathan H. Tsui, Quan Qing, Zhigang Suo, Robert Langer, Daniel S. Kohane, Charles M. Lieber. Macroporous nanowire nanoelectronic scaffolds for synthetic tissues. Nature Materials, 2012; DOI: 10.1038/nmat3404

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/8jAMTZeQspA/120826143610.htm

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Thousands flee Waziristan in fear of military sweep

Thousands of people have fled one of Pakistan's troubled northwestern tribal districts in recent days, fearing a military offensive against Islamist militants, locals and officials said.

Panicked residents have hastily left the area of North Waziristan despite officials repeatedly insisting that Pakistan has no immediate plan to launch an offensive in the volatile region, they added.

North Waziristan, one of Pakistan's seven tribal districts and riddled with militancy, is considered a stronghold of the Afghan Taliban and Al-Qaeda operatives.

Although Pakistan has fought Taliban militants across much of the region it has so far withstood American pressure to move against the Al-Qaeda-linked Haqqani network in North Waziristan.

"Thousands of people have so far left the area, they are fleeing their homes due to the fear and rumours of a military operation," Saif-Ur Rehman, a government official in the main town of Miranshah, told AFP.

Tasleem Khan, another government official confirmed the evacuation.

Mian Iftikhar Hussain, information minister for Khyber-Pakhtunkhwa province, which borders North Waziristan, told AFP that thousands of people have reached several districts in his area.

Rumours started early this week after a spokesman for the Pakistani Taliban told local media that it had received "an exclusive intelligence report" about an offensive in North Waziristan.

In an email sent to media, Tehreek-e-Taliban Pakistan spokesman Ehsanullah Ehsan said the campaign was to be launched on August 26 and would last one month.

Government and military officials have taken to local radio, asking people to remain calm.

"This is a peaceful area with a peaceful atmosphere. The government has no plan to launch any military operation here," a radio announcement heard by local residents said.

On Saturday, some 2000 tribal elders and religious leaders warned the government to not to launch any offensive and threatened to move to Afghanistan "in case of any military operation".

"We will migrate to Afghanistan, if Pakistan launches any military operation," Maulvi Abdur Rehman, a religious leader who presided over the tribal Jirga said.

The Jirga held in Mirali Town of North Waziristan also requested residents to stay at home.

An AFP reporter in the area witnessed people fleeing their homes in vehicles.

Washington has long demanded that Pakistan take action against the Haqqanis, whom the United States accused of attacking the US embassy in Kabul last September and of acting like the "veritable arm" of Pakistani intelligence.

Pakistan has in turn demanded that Afghan and US forces do more to stop Pakistani Taliban crossing the Afghan border to launch attacks on its forces.

Source: http://news.yahoo.com/thousands-flee-waziristan-fear-military-sweep-155336464.html

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Egypt reopens Gaza border crossing for passengers

EL-ARISH, Egypt (AP) ? An Egyptian security official says Egypt has reopened its passenger terminal with the Gaza Strip and resumed normal operations there after nearly three weeks of disruption following a deadly attack on Egyptian soldiers by Islamic militants.

The official said from inside the Rafah crossing that it will be open six days a week, with normal security measures. He spoke on condition of anonymity because he was not authorized to brief reporters.

The closure of the terminal raised tensions between Egypt's Islamist President Mohammed Morsi, of the Muslim Brotherhood, and Gaza's ruling Hamas, which had hoped Morsi would end the enclave's five-year isolation.

Egypt shut down the terminal after 16 Egyptian soldiers were shot dead by masked gunmen while breaking their fast during the holy month of Ramadan on Aug. 5.

Source: http://news.yahoo.com/egypt-reopens-gaza-border-crossing-passengers-104336454.html

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Sunday, August 26, 2012

Anna Faris & Chris Pratt Welcome Son Jack

Anna Faris & Chris Pratt Welcome Son Jack

“Dictator” actress Anna Faris has given birth to her first child. Faris and her husband Chris Pratt welcomed their son Jack into the world on [...]

Anna Faris & Chris Pratt Welcome Son Jack Stupid Celebrities Gossip Stupid Celebrities Gossip News

Source: http://stupidcelebrities.net/2012/08/anna-faris-chris-pratt-welcome-son-jack/

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Heart Disease Runs in the Family | Men's Health News

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Spell "cholesterol." C, H, O, L . . .

Are you at risk for heart disease? Check your grandpa?s obit. Having a relative die of heart complications before age 60 doubles your own risk of premature heart disease, according to a new study published in the Journal of American College of Cardiology. Even more: if it?s a parent or sibling, your risk shoots up 72 percent. If there are two or more premature cardiovascular deaths, your risk increases two-fold compared to just one.

Researchers studied the family history of about 4 million people from a public health care database?the largest study to look at the matter?and found the risk to hold true independent of other heart disease risk factors like high blood pressure, cholesterol levels, or diabetes.


?Whenever we see events that occur early in life clustering in families, we tend to think that there must be an underlying genetic contribution,? says Mattis F. Ranthe, M.D., Ph.D. student at Statens Serum Institut in Copenhagen, and researcher of the study. More specifically, bad genes are to blame, adds Eric Topol, M.D., director of the Scripps Translational Science Institute, and Men?s Health cardiology advisor.

The only thing is, doctors can?t yet pinpoint just which genes are the bad ones. ?I?ll have patients come in who know they have this issue in the family wondering if they?ll have the same fate,? says Dr. Topol. ?Hopefully in the future we can look at genes and determine which ones could be risk factors.?

Until then, if early death from heart complications runs in the family, it?s time to go into high gear prevention mode, says Dr. Topol. If you?re not sure, try to find out what you can about your family history by asking around or checking public death records, says Dr. Ranthe. And clean up your act?whether or not it runs in the family. Being overweight, smoking, drinking, and high blood pressure up your risk of heart problems, and are easy changes to make. (For tips on how to shed pounds, eat right, and change your life fast, sign up for our Daily Dose Newsletter?it?s FREE!)

If you liked this story, then you?ll love these:

Source: http://news.menshealth.com/do-you-know-how-youll-die/2012/08/25/

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Obama campaign: 'America doesn't need a birther-in-chief'

The Obama campaign is branding Mitt Romney an aspiring "birther-in-chief," after the presumptive GOP nominee seemed to joke Friday about the long-debunked claim that President Obama was not born in the United States.

In a 15-second web video produced nine hours after Romney made the remark on a campaign stop in Michigan, Team Obama accused Romney of "embracing unfounded conspiracy theories, distracting from real issues."

"Holding out hope Romney had a vision for the middle class? Think again," the narrator said.

The spot included a clip of Romney speaking in Commerce, Mich., when he said:

"Now, I love being home in this place where Ann and I were raised, where both of us were born. Ann was born in Henry Ford Hospital. I was born in Harper Hospital. No one's ever asked to see my birth certificate," he said drawing laughter and applause. "They know that this is the place that we were born and raised."

Romney later clarified in an interview with CBS News that the comment was "not a swipe" at the president and that he believes Obama was born in the U.S.A.

But that didn't stop the president's re-election campaign from seizing on the subtle reference, nonetheless.

"America doesn't need a birther-in-chief," the Obama Web spot concluded.

Also Read

Source: http://news.yahoo.com/obama-campaign-america-doesnt-birther-chief-013148458--abc-news-politics.html

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Saturday, August 25, 2012

'iPad Mini' Coming in October, Following a September iPhone Launch [REPORT]

AllThingsD is confirming that Apple will unveil a seven-inch "iPad Mini" in October, following the September launch of the next-generation iPhone.

[More from Mashable: Apple Stock Hits All-Time High After Favorable Verdict]

ATD's John Paczkowski reports the "iPhone 5" and a smaller iPad will premiere at two separate events before the holiday season commences. He cites "several" unnamed sources. The next iPhone will debut at an "as-of-yet unannounced event" on Sept. 12, the report says.

"Only after the next generation iPhone is out the door and on sale will Apple announce the smaller iPad it?s been working on," Paczkowski writes. "That device, which is expected to have a display of less than eight inches, will be uncrated at a second special event, which sources said is currently scheduled for October."

[More from Mashable: Apple and Samsung Respond to Verdict in Patent Case]

SEE ALSO: The iPad Mini Is Inevitable. This Chart Explains Why

Apple hasn't confirmed any plans.

For months, tech analysts have been debating the market's need for an Apple device that's larger than the iPhone and nearly three inches smaller than the existing 9.7-inch iPad.

Comparing the "iPad Mini" to the classic tablet, some argue it's a bad idea. Experts suggest the medium Apple device would offer consumers an "inferior" experience in terms of web browsing, video streaming, reading and writing. The diminutive iPad would be competing with several other 7-inch tablets on the market including Google's Nexus 7, Amazon Kindle Fire and Barnes & Noble's Nook tablet.

Are you waiting to buy an 7-inch Apple tablet or the next-generation iPhone? Tell us in the comments.

Image courtesy of Ciccarese Design

1. Art Authority App

Here's Caspar David Friedrich's Wreck in the Sea of Ice (1798) from the app Art Authority, which was just upgraded to retina resolutions. Artwork really shows off the new iPad's new retina display -- besides the better detail, color saturation appears improved.

Click here to view this gallery.

This story originally published on Mashable here.

Source: http://news.yahoo.com/ipad-mini-coming-october-following-september-iphone-launch-151226130.html

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Closing Costs Associated With VA Home Loans | Veteran News

Personal finance experts and VA representatives alike encourage borrowers to start preparing financially for a home loan long before they start hunting for properties in their local real estate listings. One common mistake some house hunters make in the early days of their home loan planning is assuming that all costs can--or should--be financed into the VA mortgage loan amount.

Paying some fees up front is required, and while other expenses may be permitted to be included in a VA mortgage, it doesn?t always make good financial sense to do so. Paying some costs up front can keep mortgage payments lower than if those costs are rolled into the loan amount.

But what are those fees and expenses for VA mortgages? The Department of Veterans Affairs Phoenix Regional Loan Center publishes a list of expenses commonly associated with VA loans. This list is not a complete list of every expense you might need to pay, but it?s a good way to start planning and budgeting for the fees you might wish to or be required to pay up front:

VA Loan Origination Fee
Discount Points
Appraisal Fee
Credit Report Fee
Prepaid Taxes and Hazard Insurance
Title Examination Fee
Title Insurance Fee
Flood Zone Determination
Environmental Endorsements
Compliance Inspections (for VA-guaranteed new construction loans)
Recording Fees
VA Loan Funding Fee (not applicable for eligible veterans with service-related medical conditions)

As you can see, there?s a variety of costs and expenses. Some borrowers wonder what happens to certain fees if the loan does not close or they decide not to purchase. In some cases, the fees are non-refundable as they are for services rendered. A VA appraisal must be paid for regardless of the outcome of the loan. A flood zone determination may also be non-refundable as it, too is a service rendered without consideration of the outcome of the loan. However, these services may not be charged twice--if a flood zone determination on a property has already been made, for example, that determination applies to the new loan. Appraisals are different--they have expiration dates and are not considered ?permanent?. If an appraisal is allowed to expire, a new one is required for the most up-to-date data.

Source: http://www.valoannews.com/veteran-news/closing-costs-associated-with-va-home-loans.html

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Animal Owners Encouraged To Review Storm Plans Which Should ...

Animal Owners Encouraged to Review Their Storm Plans?

- Emergency plans should include provisions for pets and large animals -

Broward County Emergency Management officials have cautioned residents and businesses to be prepared for possible flooding of low-lying areas, potential power outages and flood or tornado watches and warnings issued by the National Weather Service this weekend, stemming from Tropical Storm Isaac.

As a result, Broward County Animal Care and Adoption reminds pet owners and owners of large animals, such as horses, sheep and cattle, to review their preparedness plans and take appropriate steps to ensure animals are protected from these potential impacts.

Pet Preparedness

According to Lisa Mendheim, public education coordinator, Broward County Animal Care and Adoption, at this time, residents should:

???????? Ensure your pet has at least a two-week supply of food and water, packed in a waterproof container. For a full list of recommended contents for a Pet Survival Kit, visit broward.org/Hurricane and click HURRICANE A-Z GUIDE. Then select ANIMAL.

???????? Gather veterinary documents, including proof of current rabies vaccination and Broward County pet registration tag. In the event your pet becomes lost, the tag confirms your ownership so you can be contacted and reunited with your pet. Also, most boarding kennels, hotels and Broward County?s pet-friendly shelter require dogs and cats to have proof of current vaccinations. A second form of pet identification is also recommended, such as a microchip or separate identification tag with your phone number.

???????? Have a current photograph of your pet.

???????? If you plan on staying at home, designate an area in the house or garage for your dog?s bathroom needs.

???????? While an evacuation order is not expected for Tropical Storm Isaac, if you live in an evacuation zone, you should incorporate an evacuation plan into your family emergency plan. Never leave your pet behind. Broward County?s website, broward.org/Hurricane, has a list of pet-friendly hotels and information about Broward County?s pet-friendly shelter. Pre-registration is required for the pet-friendly shelter. Call the Humane Society of Broward County at 954-266-6871 for details.

Large Animal Registry

Preparation and planning for an emergency are important for all residents, but it?s especially important for owners of horses and other large animals. Besides taking the usual preparations that include having an ample supply of feed and water, owners are encouraged to register their large animals with the Broward County Large Animal Registry. Registration helps ensure that, in the aftermath of a storm or other emergency, large animals that get loose can be easily identified and returned to their owners.

To register a large animal, visit broward.org/hurricane and select the A-Z HURRICANE GUIDE from the left navigation, then click LARGE ANIMALS. Look for the link LARGE ANIMAL REGISTRY under ?Before the Event.?

The first step is to create an account. Once the account has been established, select OWNER/ANIMAL INFO and register each large animal separately. There is no limit to the number of animals registered under an account. An owner contact phone number must to be entered for each animal registered.

For more information on Large Animals or hurricane preparedness, visit broward.org/hurricane.

Stay Informed

All residents and businesses should continue to monitor media reports for updates on Tropical Storm Isaac. Broward County also offers a variety of ways to stay connected before, during and after an emergency:

???????? Follow Broward County on Twitter.com/ReadyBroward

???????? Subscribe to Broward County Emergency Updates via email

???????? ?Like? us on Facebook.com/BrowardEMD

???????? Visit broward.org/hurricane to view the extensive A-Z guide to preparedness

???????? Call the Broward County Call Center at 311 in Broward or 954-831-4000, for answers to all your emergency preparedness questions.

For updates from Broward County Animal Care and Adoption:

???????? Visit broward.org/Animal

???????? Follow us on Twitter.com/BrowardPetPals

???????? ?Like? us on Facebook.com/BrowardPets

Related posts:

  1. Tropical Storm Isaac ? Don?t Forget About Your Pets Tropical Storm Isaac ? Don?t Forget About Your Pets PRNews...
  2. Broward Businesses Advised to Review Hurricane Continuity Preparedness Plans ? Tropical Storm Isaac Advisory #2 Broward Businesses Advised to...
  3. Broward Emergency Management Closely Monitoring Isaac, Residents Urged to Keep Watch and Take Preparedness Actions Tropical Storm Isaac Advisory #1 Broward Emergency Management Closely Monitoring...
  4. SFWMD Prepares for Potential Storm Impacts. Water managers closely monitoring weather forecasts ? SFWMD Prepares for Potential Storm Impacts Water managers closely...
  5. Tropical Storm Isaac Makes a Turn to the West-Northwest Tropical Storm Isaac Makes a Turn to the West-Northwest ?...

Source: Broward County Animal Care and Adoption

Source: http://browardnetonline.com/2012/08/animal-owners-encouraged-to-review-storm-plans-which-should-include-provisions-for-pets-and-large-animals/

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Friday, August 24, 2012

Tropical Storm Isaac, 9th Storm of 2012 Hurricane Season, Changes ...

Travelers Today

Updated: Aug 23, 2012 01:02 PM EDT

Tropical Storm Isaac, the 9th storm of the 2012 Hurricane Season, isn't even a hurricane yet, but it is already causing cruise ships to change their itineraries.

Isaac is a tropical storm with maximum sustained winds of 40 mph. As of Thursday morning, Isaax was 225 miles south-southeast of Puerto Rico and it is moving west at 13 mph.

As Isaac approached Puerto Rico, the southern and eastern parts of the island are already seeing flooding and heavy rains will continue as the storm is moving slower.

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Tropical Storm Isaac is expected to become a Category 1 hurricane by Friday as it approaches the Dominican Republic and Haiti. It will then head towards Cuba and weaken a bit and then possibly reach Florida by Monday.

The Dominican Republic has a hurricane warning for its south coast from and Puerto Rico has Tropical Storm warnings set for more than a dozen islands including St. Maarten, Puerto Rico and St. Thomas.

Cruise ships are starting to be affected by Isaac.

The 2,974-passenger Carnival Valor sailed out of Miami on Saturday. This ship was set to make a stop in Curacao on Thursday, but the ship will skip this port to stay ahead of the storm. Instead, it will visit Nassau in the Bahamas on Friday.

Royal Caribbean's 5,400-passenger Allure of the Seas, is also seeing some changes. The world's largest cruise ship, which set sail from Fort Lauderdale on Sunday, will head to the Western Caribbean instead of the originally planned Eastern Caribbean. It will stop at Falmouth, Jamaica and Cozumel, Mexico instead of St. Thomas and St. Maarten.

Norwegian Cruise Line released a statement saying that no changes have been made: "At Norwegian Cruise Line, the safety and security of our guests and crew is of the utmost importance. Therefore, the company is closely monitoring the path of Tropical Storm Isaac. Currently, all of our ships are sailing as scheduled."

It is rare for a cruise to be cancelled due to a storm, but some cruise ships may have to make an unplanned stop at a different port or have an unscheduled sea day to avoid a storm.

?

?

Source: http://www.travelerstoday.com/articles/2805/20120823/tropical-storm-isaac-9th-storm-of-2012-hurricane-season-changes-cruise-ship-itineraries-royal-caribbean-allure-of-the-seas-carnival-valor-puerto-rico-dominican-republic-national-hurricane-center.htm

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Heard: The Tip of the Iceberg for China's Banks

China's big state owned banks appear as unsinkable as the Titanic.

A look at the results for Bank of China, the first of the big four banks to report interim earnings, suggests it is full steam ahead. Bank of China's nonperforming loan ratio fell to 0.94% in June from 1% at the end of 2011. Its core capital adequacy ratio rose to 10.15% from 10.08%.

...

Source: http://online.wsj.com/article/SB10000872396390444812704577608833470019976.html?mod=rss_about_china

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Disgraced Galliano stripped of France's top honour

Disgraced British designer John Galliano has been stripped of the Legion d'Honneur, the top French medal he was awarded in 2009 for services to haute couture.

Galliano, 51, will no longer have the right to wear the medal following its withdrawal under a decree signed by President Francois Hollande which was published in France's official journal on Thursday.

The former artistic director of fashion house Dior was convicted last year of hurling anti-Semitic insults at patrons of a Paris bar.

Galliano blamed the outburst on drink and drug problems and went into rehab for two months. He has since kept a low profile, but recent unconfirmed reports suggest he is considering moving to Los Angeles.

Dior have replaced him with Belgian designer Raf Simons.

Source: http://news.yahoo.com/disgraced-galliano-stripped-frances-top-honour-110044188.html

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Thursday, August 23, 2012

What Is The Law Of Real Estate Agency Pamphlet? | hamid Ali ...

The law of real estate agency pamphlet WA

The law of real estate agency pamphlet WA

If you are buying a home in Washington State, you might have received a pamphlet from your Realtor titled "The Law Of Real Estate Agency". You might be wondering what this pamphlet is and why you are receiving it. Today we are going to try to explain this pamphlet in a little more detail and help you understand it. It is Washington State law that anyone dealing with a real estate licensee (such as a real estate agent or broker, etc.), whether it be buying or selling, receive a copy of The Law Of Real Estate Pamphlet. This pamphlet must be presented to the customer before they start doing business with the agent.

The purpose of this pamphlet is to clearly define the duties and responsibilities that real estate agents have by Washington state law to their customers. The pamphlet is supposed to help clients know exactly what their real estate agent is supposed to be doing for them, and to inform clients of their legal rights. It is a very good place to start on your real estate journey.

The first part of the pamphlet will explain the definitions of some common terms that are used in day to day real estate transactions. You should familiarize yourself with these terms, since they will be used often during your home buying or selling experience. The next part of the pamphlet describes the realtor's relationship with the public and the duties of a realtor in general. They have separate sections regarding the duties of a buyer's agent and the duties of a seller's agent. There are also details about the duration of a relationship between buyer and seller, and also a special section on commission. The pamphlet goes on to explain about interpretation and liability and also has a small section about short sales.

After receiving the pamphlet, read through it thoroughly and be sure to ask any questions that you might have. By choosing a trusted agent like Hamid Ali, you know that you are choosing to have someone in your corner and help you out in any way necessary.

Source: http://hamidalirealtor.com/real-estate-news/buying-a-home/what-is-the-law-of-real-estate-agency-pamphlet

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First Resource Bank Acquires Future Branch Location - Business ...

EXTON, Pa., Aug. 22, 2012 /PRNewswire/ --?First Resource Bank (OTC Bulletin Board: FRSB) is pleased to announce the acquisition of 844 Paoli Pike, West Chester PA, which will be the site of our next retail branch location.? The Bank will be temporarily leasing the property back to the seller until they can move into another facility, which should occur no later than May 2014.

Glenn Marshall, President & CEO, stated; "We're excited to add this West Goshen Township location as the home of our second branch.? The West Chester market represents significant potential for both commercial and retail customer growth.? We already have many loan customers in this area and are thrilled to be able to support them on the deposit side with this full service location.? We will use the lease back period to plan our renovations to the existing building for a summer/fall 2014 opening."

About First Resource Bank

First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in Chester County, Pennsylvania. The Bank offers a full range of deposit and credit services with a high level of personalized service. First Resource Bank also offers a broad range of traditional financial services and products, competitively priced and delivered in a responsive manner to small businesses, professionals and residents in the local market. For additional information visit our website at www.firstresourcebank.com. Member FDIC.

This press release contains statements that are not of historical facts and may pertain to future operating results or events or management's expectations regarding those results or events.? These are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities and Exchange Act of 1934.? These forward-looking statements may include, but are not limited to, statements about our plans, objectives, expectations and intentions and other statements contained in this press release that are not historical facts.? When used in this press release, the words "expects", "anticipates", "intends", "plans", "believes", "seeks", "estimates", or words of similar meaning, or future or conditional verbs, such as "will", "would", "should", "could", or "may" are generally intended to identify forward-looking statements.? These forward-looking statements are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are either beyond our control or not reasonably capable of predicting at this time.? In addition, these forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. Actual results may differ materially from the results discussed in these forward-looking statements.? Readers of this press release are accordingly cautioned not to place undue reliance on forward-looking statements.? First Resource Bank disclaims any intent or obligation to update publicly any of the forward-looking statements herein, whether in response to new information, future events or otherwise.

SOURCE First Resource Bank

Source: http://www.businessrevieweurope.eu/press_releases/first-resource-bank-acquires-future-branch-location

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